HOLIDAY CLOSINGS

We will be closed the following holidays.
November 11 - Veterans Day
November 28th &29th - Thanksgiving. We are open on Saturday the 30th and Direct Deposits will be posted on Friday.

ON THE HORIZON

Mobile Banking - In approximately 90 days we will have a Mobile Banking app for your convenience.  A lot of you have requested this service and we have made the arrangements necessary to bring it to you.   The Board of Directors voted to offer this service free to you for the first year and after that we will evaluate the costs.  We will keep you posted and let you know when it will be available.

New Certificate of Deposit - We were approached by a member asking that we open a new certificate that would allow him to deposit funds every payday instead of being restricted to depositing funds when the current CD matures.   The Board put their thinking caps on and came to the conclusion that this would be a good idea not only for regular members but also for the young kids.   We are currently working out the details for this special CD but we will have it ready by January 1st.

SETTING UP AN ONLINE VANGUARD ACCOUNT

If you are considering retirement in the near future, it will be in your best interest to set up your account online if you have not done so. If you are interested in rolling your 401K over to the Credit Union into an IRA it can be done very fast if you are set up. Last week a member requested his 401K to be rolled over to the Credit Union on Friday morning and it was in his account on Monday. It normally takes 2 to 4 weeks when processed through the mail. If you do not have internet available see Phyllis and she will help you set up your online account for faster processing. She can also answer any questions you might have concerning IRA’s. Currently the Credit Union pays the highest dividends on IRA’s in the area and we do not charge withdrawal fees or Annual fees. We love the opportunity to take care of your retirement funds.

DID YOU KNOW...

• If you want to renew a Pay Check Advance Loan (PAL) the tellers are able to do that for you and it is not necessary for you to wait for a Loan Officer.
• If you are a first time applicant for a PAL loan you need to bring in a pay stub to verify your employment and will need to see a Loan Officer.
• FYI.  Anytime you apply for a new loan, you need to bring in your most recent pay stub.  

Established in 1965, Four Corners Federal Credit Union in Kirtland, New Mexico services the full-time employees, retirees and immediate family of BHP-Billiton, Arizona Public Service (San Juan County only), Navajo Agriculture Products Industry, Navajo Housing Authority (San Juan County only), Raytheon Missle Systems (San Juan County only) and Central Consolidated Schools District #22. We offer savings and checking accounts, certificates of deposit, loans, audio response teller and home banking. Our members enjoy personalized service from our friendly staff. Come see us at 16 CR 6500, Kirtland, New Mexico 87417 or call at 505-598-6623 to find out how you can become a member and enjoy the benefits of membership.